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330 Rock Island Ridge
Mineral, VA 23117
Crystal Hawley with Lake Anna Island Realty, original listing - (540) 894-4400
$2,200,000
Conventional
Property
Bedroom
7
Bathroom
Full: 5
Property Type
Conventional
Square ft
5503 Square Feet
Property Description
Welcome to your dream lakefront oasis. This stunning 7-bedroom, 5-bathroom luxury home offers unparalleled beauty, sophistication, and comfort, all set against the backdrop of serene Lake Anna views. Every inch of this home has been meticulously crafted with high-end finishes and thoughtful design, making it the perfect retreat for those seeking elegance and relaxation. This stunning lakefront home not only boasts breathtaking views but also an open-concept design that enhances the flow and functionality of the living spaces. At the heart of the main level, the gourmet kitchen is a chef’s dream, featuring a spacious island, custom 42" soft-close cabinets, a pantry, and a convenient coffee bar. The sleek Quartz countertops complement the stainless steel Electrolux appliances, which include a six-burner gas range, built-in microwave, and double ovens—ideal for preparing meals and entertaining. The kitchen opens seamlessly into the large, inviting living area and adjacent dining space, making this an entertainer’s paradise. Also on the main level, you’ll find a well-placed laundry area, a bedroom, and easy access to the garage. The primary suite is an elegant retreat, offering a spa-like ensuite with a soaking tub, glass-enclosed shower, and a generously sized walk-in closet. Luxury vinyl plank flooring flows throughout the main living areas, providing a durable yet stylish finish that enhances the home’s low-maintenance appeal. Upstairs, you'll discover three additional spacious bedrooms and two well-appointed bathrooms. The walkout basement extends the living space with a full second kitchen/bar area, a secondary dining area, and a large living space that’s perfect for recreation, movie nights, or relaxation. Two more bedrooms are located here—one with gorgeous lake views and the other custom outfitted with bunks (negotiable), each featuring their own light sources. A well-sized bonus room, currently being used as a game room, offers versatile space that could easily be transformed into an in-home theater. The lower level also includes a full bathroom, and for peace of mind, the utility room is outfitted with top-tier systems, including a water treatment & softener system, UV light, commercial-grade hot water heater, Wi-Fi septic alarm, and plenty of additional storage space. The exterior of this home offers even more exceptional space for outdoor living and entertaining. The oversized upper deck provides stunning panoramic lake views, creating the perfect setting for relaxation or gatherings. On the lower walkout level, you’ll find a versatile area ideal for storing your lake toys, unwinding by the fire pit, or enjoying a soak in the hot tub. Just a few steps away, you'll have direct access to your private dock (with plans on file for future expansion). A written description simply can't capture the full extent of the craftsmanship and thoughtful upgrades throughout this home. From the timed, lighted exterior stairs to the outlets installed in the closets, every detail has been carefully considered to enhance both functionality and style. This property truly must be seen in person to appreciate the level of quality and attention to detail. Whether you're lounging, entertaining, or enjoying the lake, this home offers everything you need and more.
Property Information
Lot Size
1 acre(s) square ft
Property Type
Residential-Single Family Residence
Year Built
2024
MLS Number
--
Location
Address
330 ROCK ISLAND RIDGE
City
MINERAL
State
VA
Zip Code
23117
County
LOUISA
Listing
Provider
Lake Anna Island Realty, original listing
Name
Phone
(540) 894-4400
Office Name
Office Phone
(540) 894-4400
Agent Name
Crystal Hawley
Agency Phone
(540) 894-4400

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HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.