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95 Lake View Ct
Ruckersville, VA 22968
$350,000
Conventional
Property
Bedroom
3
Bathroom
2
Property Type
Conventional
Square ft
--
Property Description
""This waterfront ranch offers not just a home, but a lifestyle. Nestled conveniently close to amenities yet providing serene water views of the neighbor's private pond, it's a rare gem. Built in 1990 and meticulously maintained by its sole owner, this property boasts hardwood floors throughout, ensuring timeless elegance and easy maintenance. Recent updates include a new heat pump, dryer, and stainless steel microwave, all installed in 2022, offering peace of mind and modern convenience. The heart of the home is its welcoming living room, featuring a vaulted ceiling and brick fireplace featuring propane gas log insert and glass doors, adding warmth and charm to gatherings. The open concept layout flows seamlessly into the eat-in kitchen, which offers ample counter and cabinet space, as well as a peninsula for additional workspace. A newer sliding door leads to the recently refurbished deck, perfect for enjoying tranquil pond views. The front porch has also recently been refurbished. A large """"bonus"""" room off the living area offers versatility, serving as a recreation room, casual living space, or even a fourth bedroom, with built-in shelving and two ceiling fans. The three bedrooms, all equipped with ceiling fans and generous closet space, provide comfortable retreats. Most closets have been updated with organizers as well. The primary bedroom features a private ensuite bathroom with a tub/shower combo and sliding glass door, offering convenience and privacy. Additional highlights include a hall bathroom with a tub/shower combo, a laundry closet with full-sized washer and dryer and shelving, pulldown attic access, a detached shed, and two tall crawlspaces for additional storage. With low maintenance vinyl siding, a paved private driveway, and proximity to the major intersection of 29 and 33 with a convenient route to Charlottesville, this property offers both convenience and tranquility, making it a perfect place to call home. Schedule a showing today!""
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
1990
MLS Number
2408116
Location
Address
95 Lake View Ct
City
Ruckersville
State
VA
Zip Code
22968
County
GREENE
Listing
Provider
Long & Foster Real Estate, original listing
Name
Long & Foster Real Estate
Phone
(888) 536-0216
Office Name
Tuckahoe
Office Phone
(888) 536-0216
Agent Name
Alice B Scott

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.