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11355 State Highway 37
Waddington, NY 13694
Jill Michno with Fiacco Realty, LLC, original listing - (315) 854-7529
$159,000
Conventional
Property
Bedroom
2
Bathroom
Full: 1
Property Type
Conventional
Square ft
1096 Square Feet
Property Description
Opportunity awaits with this Ranch home in the town of Waddington. This home is on a corner lot at SH 37 and Hanlon Rd. With 2 possibly 3 bedrooms, this home is waiting its new owner. There is a good sized living area, large eat in kitchen, large bathroom and an additional Florida room and office area. There is a breezeway between the 1 car attached garage that lends itself to the mud room laundry area making it convenient for bringing in groceries. Enjoy the park like yard watching birds, the fish in the coy pond or the garden grow. There are many mature trees as well as two apple trees. There are two parcels that add up to just under 4 acres. There is a large freshly painted front porch, and several outbuildings for yard chores and whatever you desire. In addition to the attached garage there is a separate 2 car garage, a carport that can fit two vehicles and a very tall 3rd garage to house RVS or whatever you wish. Approximately 10 years ago there were two single wide trailers on the lot, now removed, but still have septic tanks for each and they share a well with the home, reference map. Bring your family or friends up for the summer and they can set up camp! The St. Lawrence River is within walking distance down Hanlon Rd and has a public boat launch! Call a realtor for a showing! This property won't last long! Summer pictures courtesy of the owner to show her beautiful gardens and landscaping. All furniture is negotiable if desired. Call an agent for a tour.
Property Information
Lot Size
3 acre(s) square ft
Property Type
Residential-Single Family Residence
Year Built
1956
MLS Number
--
Location
Address
11355 State Highway 37
City
Waddington
State
NY
Zip Code
13694
County
SAINT LAWRENCE
Listing
Name
Phone
(315) 528-7803
Office Name
Office Phone
(315) 854-7529
Agent Name
Jill Michno
Agency Phone
(315) 854-7529

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.