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320 Chapel Hill Road
Parishville, NY 13676
Haley Billings with Nikki Coates & Associates LLC, original listing - (315) 265-4303
$345,000
Conventional
Property
Bedroom
3
Bathroom
Full: 2
Property Type
Conventional
Square ft
1728 Square Feet
Property Description
Tucked into the landscape of the Adirondack foothills, 320 Chapel Hill Road is a breathtaking, turn-key, ~28.2-acre property where nature and practicality meet in perfect balance. With its stone walls weaving through the fields, fruit orchards, and an artesian spring that flows year-round, this property is ideal for those seeking a small farm or a peaceful country retreat. The home itself is warm and welcoming, with hardwood floors throughout and a well-appointed kitchen featuring oak cabinetry, a stainless steel refrigerator, a new gas range, new dishwasher, and an island that offers ample space for cooking and gathering. A dining area sits just off the kitchen. The sunroom with stove hookup fills with natural light, creating a quiet place to unwind and enjoy the views of the surrounding acreage. A spacious living room with a stove provides a cozy focal point. The bonus laundry/mudroom, complete with counter space and storage, leads directly to the attached two-car garage for added convenience. The primary bedroom opens to a private deck, where morning coffee comes with a view of open fields and wooded edges. The en-suite bathroom features both a jetted tub and a separate shower, along with a walk-in closet. Throughout the home, thoughtful details add to its functionality, including a central vacuum system, a full-home water filtration system, and a radon mitigation system. Beyond the home, the land is carefully designed to support a variety of uses. An established orchard of apples, pears, plums, and elderberries sits near raised garden beds, making homegrown produce a reality. The property includes a two-stall barn with a tack room, hay storage, and frost-free water lines, along with a three-stall stable and lean-to, offering plenty of space for horses or other livestock. Stone pads have been installed to accommodate additional outbuildings or RVs, and a professionally installed RV hookup adds another layer of convenience. A professionally installed underground electric dog fence spans six acres, with multiple collars included for dogs and cats - a system that is valued at over $6,000. The high and dry basement has extensive built-in shelving, and a root cellar, provides ideal storage for food and supplies. Other notable recent updates, including a new metal roof, board-and-batten siding, and a reinforced foundation, make the home truly move-in ready.
Property Information
Lot Size
28 acre(s) square ft
Property Type
Residential-Other
Year Built
2001
MLS Number
--
Location
Address
320 Chapel Hill Road
City
Parishville
State
NY
Zip Code
13676
County
SAINT LAWRENCE
Listing
Name
Phone
(315) 262-5213
Office Name
Office Phone
(315) 265-4303
Agent Name
Haley Billings
Agency Phone
(315) 265-4303

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.