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3909 Thornapple Street
Chevy Chase, MD 20815
Karen Kelly with Compass, original listing - (301) 298-1001
$3,797,000
Conventional
Property
Bedroom
6
Bathroom
Full: 5, ½: 1
Property Type
Conventional
Square ft
7600 Square Feet
Property Description
This one’s a stunner. Tucked away in the sought-after Town of Chevy Chase, this 2006 custom home by GTM Architects checks all the boxes for discerning buyers who know quality when they see it. From the moment you arrive, the curb appeal sets the tone—a sprawling 7,600 sq. ft. home with an expansive covered front porch perfect for morning coffee or evening chats with neighbors. Inside, you’re greeted by high ceilings that instantly open up the space, leading to wide hallways and a flow that’s ideal for both entertaining and daily living. Every inch of this home has been designed with purpose and attention to detail. The hardwood floors throughout not only add warmth but speak to the home’s craftsmanship. The moldings? Top-notch, running through the living and dining rooms, framing each room beautifully. Let’s not forget the tall doors—elegant and substantial, giving every room an elevated feel. The chef’s kitchen is something to behold, centered by a massive island and top-of-the-line stainless steel appliances. It’s perfect for meal prep, gathering, or just enjoying the view of your lush, private backyard from the eat-in kitchen area. The family room, with its cozy fireplace and French doors, flows out to a gorgeous slate patio where you’ll dine al fresco in your own outdoor oasis. The second level delivers all the right spaces, with a primary suite that feels like its own wing. You’ve got walk-in closets, a seating room for lounging, and a spa-like bath that takes it to the next level with inlaid marble tile. Three additional bedrooms, one with an en-suite bath, and a hall bath round out this level, complete with a light-filled laundry room. Upstairs, the third level offers a flexible space—a bedroom with a full bath and extra storage, perfect for guests, a home office, or a teen retreat. And then there’s the lower level. This is where you’ll find an expansive rec room, a second kitchen with bar seating, a wine tasting room, and a versatile space that could be anything from a gym to a second office. Plus, another bedroom and full bath, giving you endless options for how to use the space. Living in the Town of Chevy Chase means you’re part of a community that values charm, history, and neighborhood connections. You’re walking distance to downtown Bethesda, but with the peace and quiet of suburban life. Award-winning schools, easy access to commuter routes, and a community vibe that’s hard to beat. This home speaks to a refined sense of style and craftsmanship. Every detail has been thoughtfully curated, from the millwork to the custom finishes. It’s not just a house; it’s a lifestyle. If you’re looking for a forever home that embodies elegance, comfort, and craftsmanship, this one’s for you.
Property Information
Lot Size
0 acre(s) square ft
Property Type
Residential-Single Family Residence
Year Built
2009
MLS Number
--
Location
Address
3909 THORNAPPLE STREET
City
CHEVY CHASE
State
MD
Zip Code
20815
County
MONTGOMERY (SOUTH)
Listing
Provider
Name
Phone
(202) 491-1275
Office Name
Office Phone
(301) 298-1001
Agent Name
Karen Kelly
Agency Phone
(301) 298-1001

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HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.