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3155 Clarho Cir
Finksburg, MD 21048
Jake M Northrop with Clarksville, original listing - (888) 536-0216
$999,000
Conventional
Property
Bedroom
4
Bathroom
Full: 4, ½: 1
Property Type
Conventional
Square ft
--
Property Description
Introducing an exquisite residence boasting four bedrooms with four-full and one-half bathrooms across three levels of thoughtfully designed living space. Nestled on a 3.39-acre lot at the end of a quiet cul-de-sac, this property offers both privacy and convenience, complemented by a versatile detached garage. A grand two-story foyer welcomes guests with timeless accent trim moldings, including chair railing, crown molding, and wainscoting. Elegant and inviting, the formal dining room provides an ideal setting for hosting, with French doors leading seamlessly into the family room and kitchen for effortless entertaining. Unwind in the spacious family room, where a propane gas fireplace with a brick surround adds warmth and character, while glass doors open to a deck overlooking the serene backyard and wooded landscape. Designed for both function and style, the kitchen features granite countertops, a center island, a pantry, and a breakfast nook perfect for casual meals. An electric cooktop, dual ovens, and a warming drawer ensure every culinary creation is a breeze. Adjacent to the kitchen, a well-appointed office space with elegant molding offers versatility to suit any need. Down the hall, a full bathroom with a walk-in shower, a laundry room, and access to the attached three-car garage enhance everyday convenience. Behind French doors, a second office provides additional flexibility, easily serving as a main-level bedroom if desired. Ascending to the upper level, the luxurious primary suite awaits, featuring a tray ceiling, a spacious walk-in closet, and an opulent ensuite bathroom with a walk-in shower, soaking tub, dual granite vanity, a towel warmer and skylight. Three additional bedrooms share a full bathroom with a tub-shower. A generous storage room completes this level, offering ample space for organization. Downstairs, the finished lower level is made for both relaxation and entertainment, highlighted by a recreation room with a gas stove, a den, and a wet bar with granite counters. Walkout access leads to the outdoor kitchen and patio, seamlessly blending indoor and outdoor living. A large utility room provides additional storage solutions. Outdoor living is equally impressive, featuring a pond with a waterfall, a fenced garden, and an expansive backyard perfect for enjoying nature. Premium amenities include ceiling speakers throughout the home, a central vacuum system, a laundry chute, a water filtration system, and three-zoned heating and cooling and more. Expanding the possibilities, the detached garage accommodates at least three vehicles and offers a wealth of additional features, including a half bathroom, wet bar, laundry, ceiling speakers, a dedicated central vacuum system, and two air conditioning units. The upper level presents a spacious storage area alongside a flexible bonus room, ready to suit a variety of needs.
Property Information
Lot Size
3 acre(s) square ft
Property Type
Residential-Single Family Residence
Year Built
1998
MLS Number
--
Location
Address
3155 CLARHO CIR
City
FINKSBURG
State
MD
Zip Code
21048
County
CARROLL (SOUTH)
Listing
Name
Phone
(888) 536-0216
Office Name
Office Phone
(888) 536-0216
Agent Name
Jake M Northrop
Agency Phone
(888) 536-0216

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Real Estate Expert Photo for Stacie Storm Miller, REALTOR, CLHMS, MRP, SRES, SRS, MD & PA Licensed
Stacie Storm Miller, REALTOR, CLHMS, MRP, SRES, SRS, MD & PA Licensed
BHHS, PenFed Realty
Direct: (703) 577-4850
Office: (443) 627-2900

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.