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394 Settlers Ridge Drive
Ball Ground, GA 30107
Julie Timmons with HomeSmart, original listing - (404) 876-4901
$1,399,000
Conventional
Property
Bedroom
6
Bathroom
Full: 5, ½: 1
Property Type
Conventional
Square ft
5550 Square Feet
Property Description
Stunning New Construction in Exclusive Gated Settlers Ridge – Your Dream Home in the North Georgia Mountains! Discover the perfect blend of luxury and mountain living in this stunning 6-bedroom, 5 and a half bathroom new construction home, nestled in the exclusive gated community of Settlers Ridge. Located a short drive from downtown Ball Ground and the charming town of Jasper, this exquisite residence offers a peaceful escape with all the modern amenities you could desire. Ball Ground is a vibrant small town with boutique shops, a park, and a variety of unique restaurants. Jasper, known as the "First Mountain City," provides additional boutiques, dining options combining small-town charm with convenience. Enjoy a life away from the hustle and bustle, yet still close enough for a quick drive to the city. This luxurious home spans 5,550 sq. ft. of meticulously designed living space, with an unfinished terrace level that offers endless possibilities. Set on a tranquil lot, the exterior showcases timeless board and batten and lap siding accents. Step inside through the grand 8-foot front door and be greeted by a dramatic foyer with soaring 10-foot ceilings and 8-foot doors throughout. To the left of the foyer is the formal dining room, which comfortably seats 12+, perfect for entertaining. To the right, an office or guest bedroom with proximity to a half bath provides comfort and privacy. The main level features 10 inch engineered hardwood floors, grey and brown tones with two large closets in the foyer offering extra storage. The open-concept great room is a perfect space for relaxation, with a cozy wood-burning fireplace/gas starter and seamless flow into the gourmet kitchen. The chef’s kitchen is a true highlight, featuring Thor stainless steel appliances, including a separate wine cooler refrigator,48 inch gas range and range hood. The large work island with storage , which encompasses a farm sink and a built-in dishwasher, a walk in pantry plus a pantry incorporated in the cabinetry, also dual trash bins for recycling, large serving area with space for a coffee bar, serves as the heart of the kitchen. Custom cabinetry with glass accent doors adds elegance and functionality, while a microwave is built into the lower cabinetry for easy access. Step outside from the kitchen to a large covered porch with an outdoor fireplace and grey stone accents, leading to a spacious deck—ideal for entertaining or simply enjoying the mountain views. The terrace level, with ceiling heights exceeding 16 feet, is ready to be transformed into a home theater, game room, or sports area. This level opens to a large concrete patio, partially covered, for additional outdoor enjoyment. The master suite on the main level is truly oversized, offering ample room for a king-sized bed, a sitting area, and more. wide baseboards throughout. The luxurious ensuite bath features dual vanities, a soaking tub, an oversized shower with rainfall fixtures, and a massive walk-in closet that conveniently connects to the laundry room, which includes a utility sink, folding area and dog wash station. A spacious three-car garage with a 240-volt electric plug for an electric car and plenty of space for a workbench completes the main level. Upstairs, the spacious family room overlooks the private, wooded backyard and serves as a perfect retreat for relaxation. The second master bedroom is equally impressive, with a sitting area, walk-in closet, and ensuite bath with double vanities and an oversized shower. Two additional guest bedrooms share a Jack-and-Jill bath, while the third and fourth guest bedroom have their own private bath and walk-in closet, providing ample space for family or visitors. This home truly has it all—luxurious finishes, expansive living areas, and a prime location in a peaceful, gated community with low HOA fees of just $250 per year. Don't miss your chance to make this dream home yours. Schedule your private tour today!
Property Information
Lot Size
1 acre(s) square ft
Property Type
Residential-Single Family Residence
Year Built
2024
MLS Number
--
Location
Address
394 Settlers Ridge Drive
City
Ball Ground
State
GA
Zip Code
30107
County
CHEROKEE (NORTH)
Listing
Name
Phone
(770) 893-8808
Office Name
Office Phone
(404) 876-4901
Agent Name
Julie Timmons
Agency Phone
(404) 876-4901

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HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.