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6240 Bernadette Ln
San Diego, CA 92120
$1,980,000
Conventional
Property
Bedroom
4
Bathroom
5
Property Type
Conventional
Square ft
3095
Property Description
Welcome to Del Cerro! This is the first time this custom home has ever been on the market as it has been lovingly maintained by the same family since it was originally built. You will be instantly greeted by the gated courtyard leading to custom mahogany double entry doors. The property is truly unique as it boasts over 3,000 square feet of living space with each bedroom having its own en suite bathroom! The living room and dining room will welcome any audience featuring a wet bar, and a sliding door leading to the pool deck. The cozy family room has a traditional brick fireplace and can easily be converted to a lower-level bedroom as there is a full bathroom right next to it. The primary bedroom is huge with two walk-in closets, soaking tub, balcony access and incredible views! The 4th bedroom can easily be used as another primary bedroom suite featuring a walk-in closet and a relaxing whirlpool tub. Cool off during the warmer months in the deep in-ground swimming pool which features a slide, and solar pool heating. Views as far as your eyes can see including views of the city lights, ocean, and those amazing San Diego sunsets. Aside from the two-car driveway and garage, there is a third parking pad and side yard access for an extra vehicle, RV, or a boat. This property sits on a quiet street without an immediate neighbor across the street, behind it, or to the north side of the property which offers an abundance of privacy. This property has great bones but it has enough room for the next owner to customize it to their heart's desire as the potential is unlimited!
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
1978
MLS Number
240008020
Location
Address
6240 Bernadette Ln
City
San Diego
State
CA
Zip Code
92120
County
SAN DIEGO (CITY)
Listing
Provider
Keller Williams San Diego Metro, original listing
Name
Keller Williams San Diego Metro
Phone
(619) 233-5935
Office Name
Keller Williams San Diego Metro
Office Phone
(619) 233-5935
Agent Name
Michael Willis

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.