Owner Financing at 4.9% interest with 50% down - short term. Panoramic Bay Views from this Lovely Home on a High Elevation 1/2 Acre Lot with 92' of Waterfront! The Great Room has Vaulted Ceilings and a Wall of Windows overlooking Perdido Bay, Ono Island, Lillian and Innerarity Point. Entertaining is Easy from this Large Updated Kitchen with Induction Cooktop, Double Ovens, two large Pantries and a Large Bar. Enjoy the Double Level Waterfront Decks off of the Living Room! New Pier with Boat Slip and Lift is at the center of all Boating and Beach Attractions including Perdido Pass, Pirates Cove, Robinson Island, and many more! Beautiful Primary Bedroom has a Balcony and an Ensuite with Large Separate Shower and Garden Tub. A Second Primary Bedroom downstairs has its own Entrance and Waterfront Patio. The Formal Dining room with a closet can be a Fourth Bedroom, game room, media room or bonus room of your choice! Escape to the Sunny Sanctuary of a separate Sunroom with Water and Nature Views. Metal Roof and Hardwood Floors are NEW!!! Ground Floor Heated and Cooled Workshop and Storage Room. Enjoy the Lush Landscape of Gorgeous Live Oaks draped with Moss, Palms, Magnolias, Camellias, and Fruit Trees. This Waterfront 1/2 Acre Lot is Fenced with Electric Gates for privacy and convenience. Bear Point Civic Association membership is Optional and includes access to Civic Center Events, a White Sandy Beach, Playground and Fishing Pier for Only $100/Year. Add Boat Launch Access for a total optional fee of $350/Year! No Required HOA. This Golf Cart Community includes Bear Point Marina and OSO restaurant with Tiki bar featuring live music. No Flood Insurance Required! Short Term Rents Allowed!!!