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0 Riva Ridge Way
Versailles, OH 45380
$369,000
Conventional
Property
Bedroom
3
Bathroom
2
Property Type
Conventional
Square ft
1730
Property Description
Customizable executive homes on a zero lot line with a beautifully landscaped setting. These spacious 3 bedroom, 2 bath, ranch style homes are designed with a semi-open floor plan. The floor plan of these homes are great for people of all ages and life plans. There is plenty of room inside and out. Relax on your front porch or kick back on your covered patio. There are so many places to entertain! Plus, storage was definitely considered, with an attic over the garage, plenty of closets, and a walk-in pantry! The builder is allowing the new owners to pick out some finishing touches to make these homes truly feel like HOME. All homes will have custom cabinets & quartz/granite countertops. 1st units are estimated to be completed in the spring of 2024. Tours of the model home will be available to preview unbuilt units.If buyers choose to customize a home, a deposit will be required. Some selections, such as additional handicap accessibility options, intercom, security system, central vacuum, fireplaces, sunroom, and outdoor kitchens, will be an additional charge and need to be discussed with the builder prior to framing the home.**WE DO NOT SCHEDULE SHOWINGS THROUGH ZILLOW. PLEASE CALL YOUR LOCAL REAL ESTATE AGENT**A Chatueax Real Estate Company representative is required to be present for all showings. Chateaux Real Estate Company does not have any financial interest in any of the subdivisions in Versailles.Taxes will be adjusted after the completion of the homes.
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
2024
MLS Number
1029328
Location
Address
0 Riva Ridge Way
City
Versailles
State
OH
Zip Code
45380
County
DARKE
Listing
Provider
Chateaux Real Estate Company, original listing
Name
Chateaux Real Estate Company
Phone
(419) 305-0638
Office Name
Chateaux Real Estate Company
Office Phone
(419) 678-3229
Agent Name
Rebecca Bruns

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.