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1295 Belfield Road
Lake Charles, LA 70611
$165,000
Conventional
Property
Bedroom
3
Bathroom
2
Property Type
Conventional
Square ft
1231
Property Description
Welcome to your slice of happiness in Moss Bluff! Picture yourself in this lovely 3 bedroom, 2-bathroom home that's just waiting for you to move in. With 1231 square feet of freshly remodeled space, this charming home sits on a generous half-acre lot, giving you plenty of room to play, garden, or just enjoy the great outdoors. Step inside, and you'll be greeted by bright and airy rooms, thanks to the brand-new vinyl flooring that sweeps throughout the home and the light, refreshing paint colors that give the walls a cheerful vibe. The heart of the home shines with new electrical work and plumbing, plus recessed lighting that makes every corner feel welcoming. Cooking's a breeze in your new kitchen, where the sunlight dances off the white cabinets and quartz countertops. And don't worry about storage; there's a 36 x 24 metal building out back that's perfect for all your extra things or for setting up your very own workshop. Updates include New electric panel, new windows, sheetrock, paint, cabinets, fixtures , plumbing, HVAC, hardi-siding, interior and exterior doors and has a metal roof. This home qualifies for 100% Rural Development Financing and is located in flood zone AE, current flood policy is $813. Please note that the staging items, curtains, and rods are just to show off the home's potential and are not included. But imagine the fun you'll have decorating and making it all your own! Ready to take a peek and fall in love with your future home? Give us a call, and let's get you in the front door of your new beginning. Seller will assist with $2500 closing costs with good offer.
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
1969
MLS Number
SWL24000922
Location
Address
1295 Belfield Road
City
Lake Charles
State
LA
Zip Code
70611
County
CALCASIEU
Listing
Provider
Coldwell Banker Ingle Safari Realty, original listing
Name
Coldwell Banker Ingle Safari Realty
Phone
(337) 274-5684
Office Name
Coldwell Banker Ingle Safari Realty
Office Phone
(337) 478-1601
Agent Name
ROBBIE INGLE

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.