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276 N Shoreline Drive
Badin Lake, NC 28127
$888,000
Conventional
Property
Bedroom
3
Bathroom
3
Property Type
Conventional
Square ft
2114
Property Description
This immaculate Badin Lake waterfront home is located in the desirable North Shoreline Dr area of the Dixie Shores community. 100 ft Waterfront. Built in 2016, one of the newest homes in the area. Main channel views. 2 waterfront lots. Pier #627 with covered boat slip & boat lift. Great swimming area. Seawall. The main level features a great room, kitchen, dining room, master en suite, half bath & laundry room. Lakefront covered porch. 2-car garage. The upper level includes 2nd & 3rd bedrooms, full bathroom & bonus. Basement offers endless opportunities with double-door outside access for multiple golf cars/ATV's/jet skis/toys. Lakeside covered lower level patio. Easy walk to the water. Some furniture negotiable. Private boat landing within easy walking distance. Convenient to the lake’s marinas that provide dining, gas & watercraft rentals. Within 5 minutes of Uwharrie National Forest, ideal for hiking, camping, horseback riding, OHV & ATV trails. Within 1 hour from Charlotte or Triad
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
2016
MLS Number
4122678
Location
Address
276 N Shoreline Drive
City
Badin Lake
State
NC
Zip Code
28127
County
STANLY
Listing
Provider
Becki Rice Realty, original listing
Name
Becki Rice Realty
Phone
(336) 461-4663
Office Name
Becki Rice Realty
Office Phone
(336) 461-4663
Agent Name
Eric Rice

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HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.