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206 Lazy Hill Drive
Colerain, NC 27924
$350,000
Conventional
Property
Bedroom
3
Bathroom
2
Property Type
Conventional
Square ft
2440
Property Description
This 3 bedroom, 2 bath brick ranch home sits of a quiet street with seasonal views of the beautiful Chowan River. Located just 20 minutes from historic Edenton, the home had a total renovation is 2018 and is full of character and charm. The circular driveway brings you the front door. The foyer brings you into the spacious living/dining room. There you will find a wall of windows with plantation shutters, a nice sized living area and plenty of room for a large dining room table. The kitchen would please any cook. Custom shaker cabinetry, including a large center island with black granite counter tops provide abundant work area and storage. The gas range, side by side refrigerator, dishwasher and disposal are included, along with a nearby pantry. The nearby custom beverage bar has glass front cabinetry and a wine refrigerator. The adjacent den in centered around a fireplace with gas logs which is flanked by custom built bookcases and cabinets. A stunning all season sunroom spans the width of the back of the house and has vaulted ceilings, terrrazzo floors and windows on three sides. There are three nice sized bedrooms, all with nice sized closets. There is a full bath located near these bedrooms with a soaking tub and shiplap accents. A second full bath is conveniently located near the utility room. The utility room has custom cabinetry and includes the washer and dryer. All of the vinyl fold out windows have either custom plantation shutters or custom vinyl blinds. Out back, there is a large deck with a pergola that faces that Chowan River. There is a detached storage building, a private well pump house and a 2 car carport. The home has county water, septic tank as well as a private well and a whole house generator.
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
1967
MLS Number
100438997
Location
Address
206 Lazy Hill Drive
City
Colerain
State
NC
Zip Code
27924
County
BERTIE
Listing
Provider
CAROLINA LAND AND HOME REALTY, LLC, original listing
Name
CAROLINA LAND AND HOME REALTY, LLC
Phone
(125) 239-8728
Office Name
Carolina Land and Home Realty, LLC
Office Phone
(252) 332-2867
Agent Name
Meryl Brown

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.