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3815 State Highway 310
Norfolk, NY 13667
$419,500
Conventional
Property
Bedroom
4
Bathroom
3
Property Type
Conventional
Square ft
2750
Property Description
This beautiful 4 bedroom, 2 1/2 bathroom barndominium with a 3 stall attached garage, a 2 stall detached garage and a pond situated on 5 acres was built in 2021 and is a MUST see! As you enter the home you will see the gorgeous cherry kitchen with a large island/breakfast bar that seats six people, plenty of cabinets and natural light! There is a desk built under the lovely cherry staircase for your convenience. The open concept kitchen flows into the living room with a cathedral ceiling. Off the living room is the primary bedroom with a walk in closet/laundry area. Off that is the primary bathroom with a double sink, a large jet bathtub and a walk in tile shower. Also off the living room is a half bathroom. Then you will enter the bar area with a pool table. There is piping ready behind the bar to put in a wet bar. That room could also be used as a second living room, a dining room or an office. There are cherry cabinets and railings throughout the home which were built by the owner with lumber from the property. There are recessed lights and vinyl plank flooring that is waterproof throughout the home as well. As you go up the lovely staircase you will see the large landing area that looks over the kitchen and living room. There are also three bedrooms and a full bathroom on the second story. There is a balcony off one of the bedrooms that looks over the pond in the back yard. The garage is located off the bar area of the home. When you enter the door of the 40 X 46 heated garage with 16' ceilings you will see that a camper or a motor home can fit in the garage. Two of the garage doors are 10 X 10 and the third garage door is 12 X 14. The propane/wood boiler with 4 zones is located in the garage and provides the in-floor heat for the home. There is also a Rannai propane on demand hot water heater as well. The owner heats his water with the boiler in the winter and uses the on demand hot water heater in the summer months. The whole home is insulated with spray foam except the garage walls. Outside you will find a large driveway between the home/garage and the detached garage. There is a lean to with cement on one side of the home which is great for storage. There is stamped concrete off the back of the home where you can enjoy relaxing by a bon fire. There is a pond in the back yard that you can catch fish in the summer and skate on in the winter! This wonderful home is ready for it's new owner so schedule your showing soon!
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
2021
MLS Number
49470
Location
Address
3815 State Highway 310
City
Norfolk
State
NY
Zip Code
13667
County
SAINT LAWRENCE
Listing
Provider
Fiacco Realty, LLC, original listing
Name
Fiacco Realty, LLC
Phone
(315) 854-7529
Office Name
Fiacco Realty, LLC
Office Phone
(315) 854-7529
Agent Name
Amanda Fiacco

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HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.