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4790 Ford Court
White Plains, MD 20695
$439,000
Conventional
Property
Bedroom
5
Bathroom
3
Property Type
Conventional
Square ft
1800
Property Description
Huge (4 levels), clean, classic and gorgeous furnished single-family house with 5 rooms (high ceilings) in White Plains, Charles County, MD. There are four nice size bedrooms on the upper level and large rooms on the lower levels. COMMUNITY/LOCATION This brick home is situated in an extremely peaceful and quiet neighborhood. It’s on a convenient location; it’s close to many nearby shopping and dining options. malls, restaurants, National Harbor, MGM, DC, VA, Reagan National Airport, and various other major commuter routes. It’s walking distance from White Plains Golf Course. Country living at its best, yet close, easy access to schools, shopping and restaurants. Charles County has a lot to offer and has remained affordable for the homebuyer; it is a desired location and great community. Great opportunity to own a detached home on a nice level lot. IMPROVEMENTS: There are plenty of spacious rooms, bathrooms, eat-in kitchen, screened porch, and large deck off family room (in the backyard). There is a patio by the shed area. House consists of big closets, hardwood throughout, an enormous kitchen with quiet close cabinets. Some updated appliances in the kitchen; flooring in 2023, top of the line paint in 2023; house has good bones; renovation was done in 2023. Plenty of parking space on the property. Huge solar lights on the high-end metal posts throughout the yard. Stone, bricks & tiles mailbox with the lock. Roof, gutters, siding, shed, refrigerator, storm door, bathroom flooring, stained deck & porch with flooring and more. Details in the document section. Those upgrades were a huge improvement in the quality of the home and its ability to retain the heat and cool needed throughout the year. This house has top of the line FRESH PAINT throughout, hardwood floors and vinyl laminate flooring. FULLY FINISHED main level with a large bedroom and half bath. The basement has been FULLY FINISHED with large qualitative tiles on the concrete floor. NECESSARY COMPONENTS TO SUBMIT THE OFFER: Pre-approval with a reputable lender or POF (Proof of Funds), copy of EMD, all disclosures from the document file. SHOWING: Please call Realtor Kashif to schedule a showing. Professional Photos to come soon. Schedule showings through SHOWINGTIME. Home is vacant and on lockbox. NO HOA fees!! Home Warranty is included!!
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
1969
MLS Number
MDCH2031320
Location
Address
4790 FORD COURT
City
WHITE PLAINS
State
MD
Zip Code
20695
County
CHARLES
Listing
Provider
Samson Properties, original listing
Name
Samson Properties
Phone
(703) 896-5869
Office Name
Samson Properties
Office Phone
(703) 378-8810
Agent Name
Kashif Sohail

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HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.