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901 Saint Michael
Gambrills, MD 21054
$1,275,000
Conventional
Property
Bedroom
5
Bathroom
5
Property Type
Conventional
Square ft
6373
Property Description
Welcome to 901 Saint Michael Dr. in Saint Stephens Estates of Gambrills! Walk into the grand Foyer with it’s new, dramatically designed stairway to the upper level of the home, then on through the Foyer and into the Living Room. On this level the hardwood floors have been refinished! There is a large Dining Room to your right as you enter the Foyer! Going through the Living Room you can relax in the Family Room which has a gorgeous fireplace. A professional woodworker replaced the mantle and the entire fireplace!! Gas log system was installed in the fireplace! The ceiling is coffered with cross ties. The flooring is Ceramic Tile. The kitchen has been remodeled with Crema Bordeaux Granite countertops, and Jenn-Air stainless appliances. The Kitchen Island has backlit shelving on each end! The ceramic tile floor matches that of the Family Room. The seating area in the Kitchen is perfect for everyday mealtime, working, or doing homework or other activities! A large Bay Window looks over the yard and provides natural light! This area opens to the covered Patio, Inground Pool with Diving Board and Slide, a screened 10' x 20' Gazebo and beautifully manicured yard! There is a Laundry Room with new flooring, Maytag washer & dryer, new lighting and new service sink. Half Bath just off the Kitchen! The Dining Room with custom drapes also has refinished hardwood floors which continue down to the Primary Bedroom. The Primary Bedroom has carpeting, and the Primary Bathroom has been newly remodeled– completely! A stand-alone tub was installed, they increased the size of the shower and added a shower bench. New ceramic flooring. Subway tiles are around the shower and tub. Beautiful new cabinetry was put in, new wall sconce lighting, new framed mirrors, crown molding and Plantation shutters too! Large Walk-in Closet off the Bathroom! Your own retreat! The Upper Level floors were heavily screwed down to eliminate squeaks, following up with extra heavy duty padding and new carpeting was installed! 3 Bedrooms are on the upper level. 1 Bedroom with a private full Bath and the other 2 Bedrooms share a large Jack and Jill Bathroom. The lower level of the house is completely finished with a full Bath, Kitchenette with Dinette set. There is also an area for watching TV. Game area includes a Pool Table and Foos Ball Table! Completing the lower level is the Bedroom alcove which is perfect for guests, teens or in-laws! A large Storage room and other spaces under the steps is provided in the lower level, as well! Private outside entrance as well as steps from the main level of the house. There is a garage off the Kitchen that you will love! 600 Sq. Ft. Garage houses an SUV Parking Lift that will allow you to have 4 cars stored due to the heavy motor and full-platform lift! Your bikes can be stored on a bike lift system that holds 5 bikes and raises them to the ceiling. More info on the Garage can be found in the documents! We haven’t forgotten to take you outside! 50-year roof installed in 2022. Five exterior surveillance cameras are installed around the perimeter of the home. New Gazebo 10'x20' in size. Lawn Irrigation System to cover the entire lawn. New Driveway and large parking pad in 2024, new commercial grade gutters. You mustn't forget the Inground Pool! There is also a gas Grill attached to a dedicated gas line on the back Patio!
Property Information
Lot Size
-- square ft
Property Type
Residential
Year Built
1995
MLS Number
MDAA2081792
Location
Address
901 SAINT MICHAEL
City
GAMBRILLS
State
MD
Zip Code
21054
County
ANNE ARUNDEL (WEST)
Listing
Provider
Coldwell Banker Residential Brokerage, original listing
Name
Coldwell Banker Residential Brokerage
Phone
(410) 224-2200
Office Name
Coldwell Banker Realty
Office Phone
(410) 224-2200
Agent Name
Charles Cockrill

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest. The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered. VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale. This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments. Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.